Casino bonus payment methods
Which deposit methods count for each welcome offer, which are excluded and why, and how to pay in and cash out safely.
By the Top Casino Bonus team. Last checked .
Casino bonus payment methods: why the way you pay matters
Casino bonus payment methods decide whether a welcome offer is credited at all. Many UK offers exclude deposits made with certain e-wallets or prepaid cards, and if you pay with one of those, the deposit goes through but the bonus doesn't. This hub collects our pages on each method, from debit cards and PayPal to Apple Pay, Pay by Bank and paysafecard, and explains which ones qualify at each partner casino.
Casinos exclude some methods mainly because of how they are used and paid for, and the terms only have to state the exclusion clearly; they don't have to explain it. The debit card page covers the method that qualifies for every partner offer, while the PayPal casino bonus page explains why the most popular e-wallet is excluded by two of them. Before depositing, read how payment exclusions work and check the casino's cashier, because methods and limits can change.
Whatever method you use, gambling costs money and losses are likely over time. All offers on this site are for 18+ only and terms apply.
Which casino bonus payment methods qualify at each partner
The table combines each casino's published deposit methods with the exclusions written into its welcome offer (offers checked 5 October 2026). Coral's and Ladbrokes' lists come from their help centres, including the Coral deposit methods page (opens in a new tab).
| Casino | Deposit methods published | Excluded from the welcome offer |
|---|---|---|
| Coral | Visa, Mastercard and Maestro debit cards, PayPal, Pay by Bank, Apple Pay, Google Pay, paysafecard account | Neteller, PayPal, Paysafe, Skrill, prepaid cards and certain debit cards |
| Ladbrokes | Same list as Coral; Fast Bank Transfer is withdrawal-only | Prepaid cards, PayPal, Paysafe, Neteller, Skrill and Moneybookers |
| PlayOJO | Debit cards, Payz, Apple Pay and Trustly named on its help page; full list in the cashier | No exclusions in the summary we hold; read the offer terms |
| Casumo | Visa, Mastercard, Apple Pay, PayPal, Trustly, paysafecard, Skrill and Instant Banking | Payment restrictions apply; read the offer terms |
| 10bet | Not listed on its help centre; check the cashier | Skrill and Neteller |
Coral and Ladbrokes also cap a single UK deposit at £2,000 and allow three active payment methods in a rolling 30 days. See each casino's own page, such as Coral payment methods or 10bet payment methods, for the detail.
Payment methods A–Z
What each payment method means for a bonus
| Method | How it works | Bonus point to check | Our page |
|---|---|---|---|
| Debit card | Paid in full from your bank account; not credit under the Gambling Act | Qualifies for every partner offer, though Coral excludes certain debit cards | Visa casino bonus |
| PayPal | E-wallet; PayPal only allows gambling with approved merchants | Excluded at Coral and Ladbrokes | Why PayPal is excluded |
| Skrill and Neteller | E-money wallets run by Paysafe Financial Services Limited | Excluded at Coral, Ladbrokes and 10bet | Skrill and Neteller bonus |
| paysafecard | 16-digit prepaid code bought in shops, in UK values from £10 to £100 | Excluded at Coral and Ladbrokes | Paysafecard bonus |
| Apple Pay and Google Pay | Wallets that pay with the card stored on your phone | Check the offer terms; a credit card in the wallet still can't be used | Apple Pay bonus |
| Pay by Bank and Trustly | Payment approved in your banking app, straight from your account | Some card-based gambling blocks don't cover it | Pay by Bank bonus |
PayPal's own gambling policy page (opens in a new tab) sets out when it allows gambling payments. The PayPal vs debit card comparison shows how the choice plays out across the five welcome offers.
A few practical differences are easy to miss. Skrill and Neteller are e-money accounts authorised by the FCA, but they are not bank accounts, and Skrill's terms say the FSCS doesn't apply. paysafecard charges a monthly maintenance fee after a period without use, starting sooner if you haven't registered an account. Trustly says it never stores your bank login and can't take a payment without your approval. Apple says it doesn't charge for Apple Pay, though your bank may charge for overseas use. None of these changes the bonus itself, but they affect how your money is held and what it costs to move.
Payment rules that changed for UK players
Credit cards have been banned for gambling in Great Britain since 14 April 2020, including credit card money moved through an e-wallet. The Gambling Commission's guide to gambling with a credit card (opens in a new tab) explains the rule, and our credit card ban page covers what it means for bonuses.
- 28 February 2025: financial vulnerability checks begin when net deposits pass £150 in a rolling 30 days.
- 31 October 2025: casinos must prompt you to set a financial limit before your first deposit; setting one is the default.
- 30 September 2026: deadline for casinos to offer gross deposit limits, extended from 30 June 2026.
- 16 October 2026: the Commission's list of banks with gambling blocks was last updated.
The limit rules are worth knowing in detail. You type your own amount rather than picking a suggested figure, a decrease takes effect immediately, and a casino must remind customers with limits to review them at least every six months. Only gross limits, which count every deposit regardless of withdrawals, may be called deposit limits. A bonus doesn't count as a deposit, so a £100 limit means £100 of your own money even if a match bonus adds more to play with.
Withdrawal fees must be disclosed before you deposit and can't exceed the direct cost of processing. Coral and Ladbrokes charge none; Casumo charges £3 on withdrawals under £10.
Bank gambling blocks and deposit limits
Most UK banks now let you block gambling payments from your card. The Commission's list includes Bank of Scotland, Barclays, Halifax, HSBC, Lloyds, Monzo, NatWest, RBS, Santander and Starling. Blocks are a positive tool, and they work alongside the deposit limits every licensed casino must offer.
Card-based blocks don't always catch other payment types. Revolut's block doesn't affect bank transfers, and Lloyds' freeze doesn't cover direct debits or transfers, while HSBC's restriction includes digital wallets. If you rely on a block, check what it covers. Step-by-step guides are on our pages for the Barclays gambling block and the Monzo gambling block, and the Commission explains the options on its page about blocking gambling transactions (opens in a new tab).
Most blocks are designed to be slow to remove, which is the point. Monzo asks you to choose a cooldown of between two days and a year when you switch its block on. Lloyds removes its freeze 48 hours after you turn it off, and HSBC keeps declining gambling transactions for three days. If you have already set a block, a welcome offer is not a reason to lift it.
How to choose a payment method for a casino bonus
- Read the offer's payment terms before you register; exclusions are a significant term and should be shown with the offer.
- Pick a method that qualifies; a UK debit card qualifies for all five partner offers, subject to Coral's exclusion of certain debit cards.
- Use the same method you're happy to withdraw to, because casinos usually pay back to the deposit method.
- Set a deposit limit at sign-up and consider a bank gambling block if you want a second safeguard.
- Keep a note of the deposit date and method in case the bonus doesn't credit.
If you have a favourite wallet, open its page from the cards below, then compare it with the alternatives in our guide on choosing a payment method for a bonus. For the offers themselves, the casino bonus reviews hub has each partner's full terms.
Frequently asked questions
Which payment method is best for a casino bonus?
A UK debit card is the safest choice because it qualifies for all five partner welcome offers, although Coral's terms exclude certain debit cards, so check them. E-wallets and prepaid options are where most exclusions sit: PayPal is excluded at Coral and Ladbrokes, and Skrill and Neteller are excluded at Coral, Ladbrokes and 10bet. Read the offer's payment terms before depositing. The debit card casino bonus page explains the details. 18+, terms apply.
Why do casinos exclude PayPal, Skrill and Neteller from bonuses?
Casinos don't have to give a reason, only to state the exclusion clearly with the offer. What matters for you is the result: a deposit made with an excluded method won't trigger the welcome bonus, even though the money arrives in your account. Exclusions vary by casino, so Casumo, for example, accepts PayPal and Skrill for deposits but says payment restrictions apply to its bonus. Our e-wallet casino bonus page lists the position at each partner.
Can I use a credit card to deposit at a UK casino?
No. Gambling with a credit card has been banned in Great Britain since 14 April 2020. The ban also covers credit card money moved through an e-wallet such as PayPal or Skrill, and casinos accepting e-wallets are expected to check that funds weren't loaded from a credit card. Debit cards are allowed because the money comes straight from your bank account. Our credit card question explains the rule and its history.
Does Apple Pay qualify for casino welcome bonuses?
It depends on the casino's offer terms. Coral and Ladbrokes accept Apple Pay for deposits and don't list it among their named exclusions, though Coral's terms say certain deposit types are excluded, so check before you pay. PlayOJO and Casumo also accept Apple Pay. Apple Pay uses the card stored in your wallet, so a credit card added there still can't be used to gamble. The Apple Pay casino bonus page covers each partner. 18+, terms apply.
What happens if I deposit with an excluded payment method?
Your deposit is credited as normal cash, but the welcome bonus won't be added, and casinos generally can't apply it afterwards. Because most offers are tied to the first deposit or first qualifying bet, a second deposit with a different method won't usually fix it. You can still play or withdraw your own money. Our bonus not credited question covers this and other common reasons, and what to ask support.
Are there fees for casino deposits and withdrawals?
Coral and Ladbrokes say they charge no withdrawal fees. Casumo charges £3 on withdrawals below £10 and nothing at £10 or more. PlayOJO and 10bet don't publish fees on the pages we hold, so check the cashier. Gambling Commission guidance says withdrawal fees must be disclosed before you deposit and can't exceed the direct cost of processing, and withdrawing your full deposit balance shouldn't be charged. Your bank or wallet may charge its own fees, such as for currency conversion.
Do bank gambling blocks stop casino deposits by Pay by Bank?
Not always. Many bank blocks work on card payments, so they may not stop a payment made by bank transfer or open banking. Revolut says its block doesn't affect bank transfers, and Lloyds says its freeze doesn't cover direct debits or transfers, while HSBC says its restriction includes digital wallets. If you use a block to control gambling, check exactly what your bank's block covers and consider adding GAMSTOP. Our Lloyds gambling block guide is one example.
Can I withdraw bonus winnings to a different payment method?
Usually not straight away. Casinos normally pay withdrawals back to the method you deposited with where possible, a practice often called closed loop. Coral and Ladbrokes, for example, need a recent PayPal deposit before paying out to PayPal and send Google Pay withdrawals to the underlying card. If that method can't receive payouts, support will offer an alternative such as a bank transfer. Check the withdrawal page of the casino's help centre before choosing how to deposit.