Payz casino bonus

A Payz casino bonus is a welcome offer claimed with a deposit from the Payz e-wallet. Among our five partners, PlayOJO is the one that names Payz on its help page, and its 80 free spins on a first deposit of £10 or more carry no payment exclusion in the key terms. Coral, Ladbrokes, Casumo and 10bet don’t list Payz. 18+, terms apply.

Key takeaways

  • PlayOJO names Payz on its help page; Coral, Ladbrokes, Casumo and 10bet don’t publish it as a payment method.
  • PlayOJO’s offer is 80 free spins on Big Bass Bonanza at 10p each (£8 of spins) on a first deposit of £10 or more, with no wagering.
  • The Payz Mastercard is issued by PSI-Pay Ltd, which the FCA authorises (FRN 900011).
  • A wallet topped up from a credit card can’t be used to gamble in Great Britain.
Partner that names Payz
PlayOJO
PlayOJO offer
80 free spins, 10p each, no wagering
Qualifying deposit
First deposit, minimum £10
Payz Mastercard issuer
PSI-Pay Ltd, FCA FRN 900011
Wagering cap
10x the bonus since 19 January 2026

Payz casino bonus: the one partner that names Payz

PlayOJO’s help page lists debit cards, Payz, Apple Pay and Trustly among its payment methods and points you to the cashier for the full current list. None of our other partners, Coral, Ladbrokes, Casumo or 10bet, publishes Payz as a deposit option. So if you want a Payz casino bonus from a partner we cover, PlayOJO’s welcome offer is the realistic route.

That offer is 80 free spins on Big Bass Bonanza at 10p each for new UK customers (excluding Northern Ireland) who make a first deposit of £10 or more, with winnings paid in cash. The key terms we hold list no excluded payment methods, but they also say the offer can’t be combined with others and must be claimed through the designated offer link. Our casino bonus payment methods hub shows how other methods fare at each partner.

What Payz is: the e-wallet and the Payz Mastercard

Payz is an e-wallet with an optional prepaid Mastercard. The Payz Mastercard terms (opens in a new tab), updated on 10 May 2023, say the card is issued by PSI-Pay Ltd, a company registered in England and Wales that uses ‘Payz’ as a trading name and is authorised and regulated by the Financial Conduct Authority (FRN 900011). The card can be used in the UK and abroad, and the site’s country selector lists the United Kingdom.

Two gaps are worth knowing. The card terms we checked don’t mention gambling, and they cover the card rather than the wallet account itself, so check in the app which company holds your wallet balance and what protections apply. E-money balances aren’t bank deposits.

Payz at a glance
PointWhat we could confirm
Card issuerPSI-Pay Ltd, trading as Payz
RegulatorFCA, FRN 900011
Where the card worksUK and overseas
Terms dateMastercard terms updated 10 May 2023
Gambling mentioned in the card termsNo

Payz across our five partner casinos

Payz and welcome offer payment rules at our partners (offers checked 5 October 2026)
CasinoPayz listedWelcome offerNamed payment exclusions
PlayOJOYes, named on the help page80 free spins on a £10+ first depositNone in the key terms
CoralNo100 free spins after a £10 slots betNeteller, PayPal, Paysafe, Skrill, prepaid cards, certain debit cards
LadbrokesNoUp to 500 free spins after £10 on slotsPrepaid cards, PayPal, Paysafe, Neteller, Skrill, Moneybookers
CasumoNo50% bonus up to £100 on a £20+ first deposit‘Payment restrictions apply’
10betNot published100% bonus up to £25Skrill and Neteller

Payz isn’t named on any exclusion list, but at Coral, Ladbrokes, Casumo and 10bet that’s simply because it isn’t offered. If any of them added it, the general wording (‘certain types excluded’ at Coral, ‘payment restrictions apply’ at Casumo) would need checking. See PlayOJO payment methods for that cashier in full.

What PlayOJO’s 80 spins are worth with a Payz deposit

Eighty spins at 10p each come to £8 in stake value. Big Bass Bonanza, from Reel Kingdom and distributed by Pragmatic Play, has a published RTP of 96.71%, high volatility and a top win of 2,100 times the stake. On those figures the 80 spins return about £7.74 on average, and the most a single 10p spin can pay is £210. Check the game’s help screen for the exact version and RTP the casino runs.

PlayOJO’s welcome spins in pounds
MeasureFigureWhat it means
Spins80Credited after a qualifying first deposit
Stake per spin10pFixed by the offer
Total spin value£880 × 10p
Average return at 96.71% RTPAbout £7.74A long-run average, not a forecast
Largest single-spin win£2102,100 × 10p, rare on a high-volatility game
Wagering on winningsNoneWinnings paid in cash

High volatility means results bunch: many sets of 80 spins return little, while a few land the fishing free spins feature and pay much more. The average holds only over a very large number of sets. Our Big Bass Bonanza free spins and 80 free spins pages work through the game and the offer in more depth, and free spins value explains the method.

PlayOJO terms to read before a Payz deposit

  • First deposit only. The spins are tied to your first deposit, and PlayOJO’s help page says deposit-based offers can be used once unless stated otherwise.
  • £10 minimum. A first deposit under £10 won’t qualify.
  • Offer link. The offer is available only through the designated offer link and can’t be combined with other offers.
  • Northern Ireland. The offer is for new UK customers excluding Northern Ireland; see bonuses for Northern Ireland players.
  • Crediting time. PlayOJO says some deposit methods can take up to 3 working days to be credited, so check the Payz deposit has landed before expecting the spins.
  • Spin deadline. The help page says free spins expire after 24 hours and that the Rewards section shows the game, spin value and deadline.

The explainer on how no wagering spins pay out explains what ‘winnings paid in cash’ means in practice, and the PlayOJO bonus terms page reads the full terms clause by clause.

How to claim a Payz casino bonus at PlayOJO

  1. Open PlayOJO through its designated welcome offer link and read the significant terms.
  2. Register with your own details. Since May 2019 UK casinos must verify your age and identity before you deposit or play.
  3. Set a deposit limit when prompted before your first deposit; PlayOJO keeps limits under My Account, Settings, Deposit Limits.
  4. Make sure your Payz wallet is funded from a debit card or bank account, not a credit card.
  5. Choose Payz in the cashier and make a first deposit of at least £10.
  6. Open the Rewards section, check the spins, their 10p value and the deadline, and play them on Big Bass Bonanza before they expire.

Withdrawing PlayOJO winnings to Payz

PlayOJO’s help page (opens in a new tab) says money goes back to your deposit method where possible, that most payments are processed within a few hours and that you can withdraw as little as you like. That makes a Payz deposit and Payz withdrawal a natural pair. PlayOJO doesn’t publish withdrawal fees or a per-method timeline beyond that, so check the cashier.

Verification can affect timing. PlayOJO says it may ask for documents after your first withdrawal request, that limits may apply until verification is complete, and that it aims to verify within 12 hours, asking you to contact support if you’ve heard nothing within 48 hours. Documents go through its upload tool, not email. Our guide to verifying your casino account lists what’s usually needed, and PlayOJO withdrawal times covers that brand specifically.

Payz user? Your options at Coral, Ladbrokes, Casumo and 10bet

If one of the other partners’ offers suits you better, you’ll need a method it lists and doesn’t exclude. A debit card is accepted everywhere, though Coral excludes ‘certain debit cards’ without naming them. Coral and Ladbrokes also take Pay by Bank, Apple Pay and Google Pay, none of which appear on their exclusion lists. Casumo takes Trustly and Instant Banking, and 10bet excludes only Skrill and Neteller.

The e-wallets those casinos do list are mostly excluded: PayPal at Coral and Ladbrokes, Skrill and Neteller at Coral, Ladbrokes and 10bet. Our e-wallet casino bonus and Skrill and Neteller pages explain the pattern, and how payment exclusions work covers the reasons.

OJOplus after the welcome spins

Once the welcome spins are used, PlayOJO’s ongoing feature is OJOplus, which pays money back on every game played with no wagering attached. PlayOJO doesn’t publish a single rate in the information we hold, so check the game or account screen for what applies. OJOplus is a return on money already staked, not extra value on top: the house edge still applies to every bet. The how OJOplus works guide explains the mechanics, and OJOplus vs cashback compares it with conventional cashback.

UK rules that shape a Payz casino bonus

The credit card ban, in force since 14 April 2020, covers credit card payments passed through e-wallets, and the Gambling Commission’s guide to gambling using a credit card (opens in a new tab) says operators taking wallets should check funds weren’t loaded by credit card. Fund Payz from a debit card or bank account. Our credit card ban page has the detail.

Since 19 January 2026 bonus wagering is capped at 10x and offers can’t mix casino with other gambling products. PlayOJO’s spins carry no wagering, so the cap matters more for match bonuses such as Casumo’s. Online slot stakes are limited to £5 a spin for players aged 25 and over and £2 for 18 to 24 year olds. PlayOJO is run by Skill On Net Limited, which you can confirm on the Gambling Commission’s public register (opens in a new tab) under account 39326.

Safer gambling with Payz and PlayOJO

PlayOJO applies deposit limit decreases immediately and increases after 24 hours, and it offers time and loss limits, OJO Safeguard and self-exclusion. Since 28 February 2025 UK casinos also run financial vulnerability checks once net deposits pass £150 in a rolling 30 days. See how to set deposit limits for step-by-step settings.

A wallet can make spending feel further away from your bank balance, so keep an eye on totals. GAMSTOP (opens in a new tab) lets you self-exclude from all UK-licensed online gambling in one step, and the National Gambling Helpline is free and open 24/7 on 0808 8020 133. Our safer gambling page lists more support.

Where a Payz casino bonus comes closest

PlayOJO is the closest match because it names Payz and its key terms list no payment exclusion: 80 free spins on Big Bass Bonanza, 10p each, no wagering, winnings paid in cash, for new UK customers (not Northern Ireland) making a first deposit of £10 or more through the offer link. It can’t be combined with other offers.

Coral and Ladbrokes don’t list Payz, so you’d need another method. Coral gives 100 free spins after you deposit and bet £10 on slots (10p each, 48 hours to accept, valid 7 days, no wagering on winnings), and Ladbrokes gives up to 500 free spins, 50 a day for 10 days, after £10 spent on slots (10p each, claim before 23:59 daily, no wagering). All offers are 18+ and terms apply.

Ad 18+ only. We may earn commission from these links. Advertiser disclosure

PlayOJO is the only partner that names Payz, and its key terms list no payment exclusion; Coral and Ladbrokes don’t list Payz, so their offers need another method. 18+, new customers, terms apply.

Coral and Ladbrokes are both run by LC International Limited (Entain). If you already hold an account with one Entain brand, you may not be able to open a new account with another; check the terms before signing up.

PlayOJO logo

PlayOJO 4.2 out of 5

80 free spins, no wagering

No wageringFree spins

Claim at PlayOJO (advert, opens in a new tab)18+. New customers. T&Cs apply.
Wagering
None
Minimum
£10
Time limit
See offer terms
Worked value
80 spins at £0.10 (£8 in spins)

Significant terms: 18+. New UK customers (excluding Northern Ireland). First deposit only. Minimum deposit £10. 80 free spins on Big Bass Bonanza, £0.10 each. No wagering requirements; winnings paid in cash. Cannot be used with any other offer. Only available to players who arrive through the designated offer link. Full T&Cs apply. GamCare.org.uk

Read the PlayOJO review Licence: Skill On Net Limited, UKGC account 39326. Offer checked 5 October 2026.

Coral Casino logo

Coral Casino 4.3 out of 5

Bet £10 on slots, get 100 free spins

No wageringFree spins

Claim at Coral (advert, opens in a new tab)18+. New customers. T&Cs apply.
Wagering
None
Minimum
£10
Time limit
48 hours to accept, then 7 days
Worked value
100 spins at £0.10 (£10 in spins)

Significant terms: 18+. New players only. Offer runs 01/10/2026 to 01/02/2027. Deposit (certain types excluded) and bet £10+ on slot games to get 100 free spins (selected games, £0.10 each, 48 hrs to accept, valid 7 days). No wagering on free spin winnings. Deposits by Neteller, PayPal, Paysafe, Skrill, prepaid cards and certain debit cards do not qualify. Restrictions and T&Cs apply. GamCare.org.uk

Read the Coral review Licence: LC International Limited, UKGC account 54743. Offer checked 5 October 2026.

Ladbrokes Casino logo

Ladbrokes Casino 4.2 out of 5

Play £10 on slots, get up to 500 free spins

No wageringFree spins

Wagering
None
Minimum
£10
Time limit
Claim daily for 10 days; each batch valid 7 days
Worked value
Up to 500 spins at £0.10 (up to £50 in spins)

Significant terms: 18+. New customers only, from 14/11/25 until further notice. Certain deposit methods excluded. Deposit and spend £10+ on slots for 50 free spins a day during the first 10 days after first deposit and registration (max 500, £0.10 each, selected games, claim before 23:59 each day, valid 7 days). No wagering. Prepaid cards, PayPal, Paysafe, Neteller, Skrill and Moneybookers deposits do not qualify. Restrictions and T&Cs apply. GamCare.org.uk

Read the Ladbrokes review Licence: LC International Limited, UKGC account 54743. Offer checked 5 October 2026.

18+. Gambling should be entertainment that costs money, not a way to make it. Decide a budget before you play: set a budget. Free, confidential help: National Gambling Helpline 0808 8020 133.

Frequently asked questions

Which UK casinos accept Payz for a bonus?

Among our five partners, PlayOJO is the one that names Payz on its help page, and its welcome offer’s key terms don’t exclude any payment method. Coral, Ladbrokes, Casumo and 10bet don’t publish Payz in their payment information. Other UK-licensed casinos may take it, but you’d need to check their exclusion lists. Always confirm in the cashier and the offer terms before depositing, since methods change. Our PlayOJO payment methods page covers that cashier in detail.

Does a Payz deposit qualify for PlayOJO’s 80 free spins?

On the published information, yes: PlayOJO names Payz as a payment method, and the key terms for its 80 free spins list no excluded methods. The deposit must be your first, at least £10, and made through the designated offer link, and the offer isn’t available in Northern Ireland or with other offers. Because full terms can change, read the payment line on the promotion page before you deposit. Our 80 free spins page explains the offer in full. 18+, terms apply.

What are PlayOJO’s 80 free spins worth?

They’re worth £8 in stake value, because each of the 80 spins is set at 10p. Big Bass Bonanza has a published RTP of 96.71%, so the spins return about £7.74 on average, with winnings paid as cash and no wagering. The game is high volatility, so most sets of spins land well away from that average. The largest possible single-spin win at 10p is £210. Our guide to free spins maths shows how to work this out for any offer.

Is Payz regulated in the UK?

The Payz Mastercard is issued by PSI-Pay Ltd, a company registered in England and Wales and authorised by the Financial Conduct Authority under firm reference number 900011. The card terms we checked were updated on 10 May 2023. They cover the card rather than the wallet account, so check in the app which company holds your balance. E-money balances aren’t bank deposits. The casino itself must hold a Gambling Commission licence; see how to check a casino licence.

Can I withdraw to Payz from PlayOJO?

PlayOJO says withdrawals go back to the deposit method where possible, so if you deposited with Payz, a Payz withdrawal is the expected route. It says most payments are processed within a few hours and that you can withdraw as little as you like. Verification may be requested after your first withdrawal request, and PlayOJO aims to complete it within 12 hours. Fees aren’t published, so check the cashier. See PlayOJO withdrawal times for more detail.

Can I use Payz for the Coral or Ladbrokes free spins?

Not on the published information, because neither Coral nor Ladbrokes lists Payz as a payment method. Both offers need a deposit with a method they accept and don’t exclude, followed by £10 bet or spent on slots. Debit cards, Pay by Bank, Apple Pay and Google Pay are listed at both and aren’t on the named exclusion lists, though Coral excludes ‘certain debit cards’. Our Coral vs Ladbrokes bonus comparison explains which offer suits which player. 18+, terms apply.

Can I fund Payz with a credit card and then gamble?

No. Since 14 April 2020 UK-licensed operators can’t accept gambling payments by credit card, and the Gambling Commission says that covers credit card payments made through e-wallets. Operators taking wallet deposits are expected to check the money wasn’t loaded from a credit card. Use a debit card or bank account to top up any wallet you use with a casino. The question can I use a credit card at a casino? sets out the rule.

Do PlayOJO’s free spins have wagering requirements?

No. PlayOJO’s 80 welcome spins carry no wagering, and winnings are paid in cash that you can withdraw. That puts them in the same family as Coral’s and Ladbrokes’ spins, which also have no wagering on winnings. Match bonuses are different: Casumo and 10bet require 10x the bonus, the most a UK-licensed casino may set since 19 January 2026. Our no wagering bonus page compares the two styles.

Why might my Payz deposit not trigger the bonus?

Common causes are depositing less than £10, not using the designated offer link, already having made an earlier deposit, or living in Northern Ireland, where PlayOJO’s offer doesn’t apply. PlayOJO also says some deposit methods can take up to 3 working days to be credited, so the spins may appear only once the deposit lands. If something looks wrong, contact support with screenshots straight away. Our list of bonus mistakes covers other reasons offers go missing.

Sources

18+ only. Please gamble responsibly.

Gambling can be addictive. Free, confidential help is available 24 hours a day from the National Gambling Helpline on 0808 8020 133. Visit GamCare.org.uk and GamCare, or block yourself from all UK-licensed gambling sites with GAMSTOP.

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