Gross deposit meaning, in one line: it is the total amount of money you have paid into a casino account over a period, counted before any withdrawals are taken off. If you deposit £20 three times in a week, your gross deposit for that week is £60, even if you cashed out £25 along the way.
A gross deposit is everything you paid in, with no withdrawals subtracted.
Net deposit is gross deposits minus withdrawals, a different figure.
UK operators must offer gross deposit limits, and only those can be called deposit limits.
Bonus money is never part of your gross deposit: only your own money counts.
Welcome offers look at a single qualifying deposit, not your running total.
Means
Total paid in, before withdrawals
Opposite figure
Net deposit (deposits minus withdrawals)
Deposit limits
Must be gross limits under UK rules
Deadline for gross limits
30 September 2026
Counts bonus funds?
No
Gross deposit meaning in plain English
A gross deposit is the sum of every payment you have made into your casino account during a set window, such as a day, a week or a month. Nothing is netted off. Withdrawals, winnings, bonus credits and losses all sit outside the figure. It answers one narrow question: how much of your own money went in?
The word sits alongside other entries in our casino bonus glossary, and it is easiest to understand next to its partner term, net deposit. Net deposit takes your gross deposits and subtracts what you withdrew. The two can tell very different stories about the same month of play, which is why regulators and casinos are careful about which one they use.
Gross deposit is about payments in, not results. A month where you deposited £100 and withdrew £150 still shows a £100 gross deposit.
Gross deposit vs net deposit: a worked example
Take one player across a single calendar month. The table below tracks four deposits and one withdrawal, and shows how the running gross and net figures move apart.
Gross and net deposit over one month
Date
Action
Amount
Gross deposit so far
Net deposit so far
3rd
Deposit
£20
£20
£20
9th
Deposit
£30
£50
£50
12th
Withdrawal
£40
£50
£10
20th
Deposit
£50
£100
£60
27th
Deposit
£10
£110
£70
By the end of the month this player has a gross deposit of £110 but a net deposit of only £70. The withdrawal on the 12th reduced the net figure and had no effect on the gross one. If the player had set a £100 monthly gross deposit limit, the £10 payment on the 27th would have been blocked, even though their net position looks smaller.
Why UK deposit limits use the gross deposit figure
The Gambling Commission tightened the rules on financial limits in 2025 and 2026. Its announcement on new deposit limit rules (opens in a new tab) says operators must offer gross deposit limits, and that only a gross limit may be labelled a deposit limit. The deadline for offering them was moved from 30 June 2026 to 30 September 2026, so by now every licensed casino should have one.
The reasoning is simple. A net limit lets money cycle: deposit, withdraw a little, deposit again, and the cap never bites. A gross limit counts every pound that goes in, so it does what most people expect a spending cap to do. The Commission's blog on changes to customer-led financial limits (opens in a new tab) sets out the wider package: since 31 October 2025, casinos have also had to prompt new customers to set a financial limit before their first deposit. Our page on UK deposit limit rules covers the full timeline, and the financial limit prompt page explains the sign-up step.
Where net deposits are used instead
Not every rule looks at the gross figure. The financial vulnerability check (opens in a new tab) in LCCP 3.4.4 is triggered by deposits minus withdrawals. Since 28 February 2025 the threshold has been £150 of net deposits in a rolling 30 days. In the example above, the player's £70 net deposit would not reach it, but a month of £200 deposits with no withdrawals would.
Those checks look at public records such as bankruptcies and county court judgments. They are not the credit-reference "affordability checks" that were piloted; those are not live. Our explainer on financial vulnerability checks has the detail.
Gross deposit in casino bonus terms
Bonus terms rarely use the words "gross deposit", but the idea is behind several clauses. A qualifying deposit is a single payment that meets the offer's rules, and a match bonus is worked out on that one payment, not on your total. Casumo's 50% offer, for example, matches the first deposit only: a £20 first deposit gives a £10 bonus whatever you pay in afterwards.
Bonus funds are not deposits. A £25 match from 10bet adds to your bonus balance but leaves your gross deposit at £25.
Excluded payment methods still count as deposits. A PayPal payment at Coral raises your gross deposit even though it doesn't qualify for the spins offer.
Deposit limits apply to everything. Money paid in to claim a welcome offer counts towards your limit like any other payment.
Every UK-licensed casino keeps a transaction history in the account area. Filter it to deposits only and add them up for the period you care about. Some cashiers show the total for you next to your limit. If you use more than one casino, the figure is per account, so add them together for an honest picture of what gambling costs you in a month.
Open the account or cashier section and choose transaction history.
Filter to deposits and pick the date range.
Add up the amounts, ignoring withdrawals and bonus credits.
Compare the total with your budget, and lower your limit if it is higher than you planned.
Our guide on how to set deposit limits walks through each step, and deposit limit in the glossary explains how increases are delayed while decreases apply at once.
Gross deposit and the welcome offers we list
None of our partner offers is based on your gross deposit; each looks at one qualifying payment and a qualifying bet. Coral Casino gives 100 free spins (10p each, £10 of spins) after you deposit and bet £10 on slots, with no wagering on spin winnings; PayPal, Skrill, Neteller, Paysafe, prepaid cards and some debit cards don't qualify. Ladbrokes gives 50 free spins a day for 10 days (up to 500 at 10p) after a £10 slots spend, with similar payment exclusions. PlayOJO adds 80 free spins on Big Bass Bonanza after a first deposit of at least £10, with spin winnings paid as cash. All three are 18+ and new customers only, and full terms apply; see the Coral casino bonus and PlayOJO casino bonus pages for the line-by-line terms.
Each £10 you pay in to claim one of these counts towards your gross deposit, so set your limit first and treat the deposit as money spent on entertainment.
Coral and Ladbrokes are both run by LC International Limited (Entain). If you already hold an account with one Entain brand, you may not be able to open a new account with another; check the terms before signing up.
Significant terms: 18+. New players only. Offer runs 01/10/2026 to 01/02/2027. Deposit (certain types excluded) and bet £10+ on slot games to get 100 free spins (selected games, £0.10 each, 48 hrs to accept, valid 7 days). No wagering on free spin winnings. Deposits by Neteller, PayPal, Paysafe, Skrill, prepaid cards and certain debit cards do not qualify. Restrictions and T&Cs apply. GamCare.org.uk
Read the Coral reviewLicence: LC International Limited, UKGC account 54743. Offer checked 5 October 2026.
Significant terms: 18+. New customers only, from 14/11/25 until further notice. Certain deposit methods excluded. Deposit and spend £10+ on slots for 50 free spins a day during the first 10 days after first deposit and registration (max 500, £0.10 each, selected games, claim before 23:59 each day, valid 7 days). No wagering. Prepaid cards, PayPal, Paysafe, Neteller, Skrill and Moneybookers deposits do not qualify. Restrictions and T&Cs apply. GamCare.org.uk
Read the Ladbrokes reviewLicence: LC International Limited, UKGC account 54743. Offer checked 5 October 2026.
Significant terms: 18+. New UK customers (excluding Northern Ireland). First deposit only. Minimum deposit £10. 80 free spins on Big Bass Bonanza, £0.10 each. No wagering requirements; winnings paid in cash. Cannot be used with any other offer. Only available to players who arrive through the designated offer link. Full T&Cs apply. GamCare.org.uk
Read the PlayOJO reviewLicence: Skill On Net Limited, UKGC account 39326. Offer checked 5 October 2026.
18+. Gambling should be entertainment that costs money, not a way to make it. Decide a budget before you play: set a budget. Free, confidential help: National Gambling Helpline 0808 8020 133.
Frequently asked questions
What does gross deposit mean at a casino?
Gross deposit means the total amount you have paid into your casino account over a period, before any withdrawals are subtracted. It ignores winnings, bonus credits and losses, so it is a clean measure of how much of your own money went in. Three £20 deposits in a week give a £60 gross deposit even if you withdrew £30 in between. Compare it with net deposit, which does take withdrawals off, and see our casino bonus glossary for related terms.
What is the difference between gross and net deposits?
Gross deposits count every payment in; net deposits subtract the withdrawals you made over the same period. Someone who deposits £100 in a month and withdraws £40 has, a gross deposit of £100 and a net deposit of £60. The gross figure is used for UK deposit limits, while the £150 financial vulnerability check is triggered by net deposits in a rolling 30 days. Our page on financial vulnerability checks explains that threshold in full.
Are UK casino deposit limits gross or net?
They must be gross. The Gambling Commission requires operators to offer gross deposit limits, and only a gross limit may be called a deposit limit. Operators had until 30 September 2026 to put this in place, after the original 30 June 2026 deadline was extended. A gross limit counts every pound paid in, so withdrawing some winnings does not free up room for more deposits. Read UK deposit limit rules for the full background and dates.
Does a casino bonus count towards my gross deposit?
No. A bonus is money or spins the casino adds to your account, not money you paid in, so it never increases your gross deposit. If you deposit £25 at 10bet and receive a £25 matched bonus, your gross deposit is still £25. Bonus funds also sit in a separate bonus balance until any wagering is complete. Our answer to do bonuses count towards deposit limits? covers how limits and bonuses interact.
Do withdrawals reduce my gross deposit total?
No, withdrawals have no effect on your gross deposit. That is the whole point of the gross figure: it records payments in and ignores money coming out. Deposit £50, withdraw £50, then deposit another £50, and your gross deposit for the period is £100. That is also why a gross deposit limit is harder to get around than a net one. If you want to see what you have actually lost, look at your net position or net deposit instead.
Is a qualifying deposit the same as a gross deposit?
No. A qualifying deposit is one payment that meets an offer's rules, such as a minimum of £10 by an accepted method. A gross deposit is the running total of all your payments in. Welcome bonuses are worked out on the qualifying payment: Casumo's 50% match on a £20 first deposit gives £10 whatever you deposit later. See qualifying deposit and what is a qualifying deposit? for examples.
Do deposits by excluded payment methods count towards my gross deposit?
Yes. Any money you pay in counts, whether or not it qualifies for a bonus. A PayPal deposit at Coral or Ladbrokes is excluded from the welcome offer but still adds to your gross deposit and to any deposit limit you have set. So if you deposit with an excluded method by mistake and then deposit again by debit card, both payments count. Our guide on how payment exclusions work explains which methods are usually left out.
Why does gross deposit matter for safer gambling?
It is the most honest measure of what gambling is costing you, because it can't be reduced by occasional withdrawals. A month of £20 deposits every few days soon adds up, even if you sometimes cash out. Setting a gross deposit limit before you claim any offer caps the total spend in advance. If you are spending more than you intended, the National Gambling Helpline on 0808 8020 133 is free and open 24/7, and our safer gambling page lists other support.
Gambling can be addictive. Free, confidential help is available 24 hours a day from the National Gambling Helpline on 0808 8020 133. Visit GamCare.org.uk and GamCare, or block yourself from all UK-licensed gambling sites with GAMSTOP.
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